HL Hunt’s Personal Credit Builder lists five membership tiers and bureau reporting
The published plans range from about $10 to $100 per month and describe tradeline reporting to Equifax, Experian and TransUnion, with no setup fee or credit check stated on the product page.
HL Hunt Financial describes Personal Credit Builder as a membership program that reports a revolving or installment tradeline to Equifax, Experian and TransUnion. The product materials say members also receive credit monitoring, access to the HL Hunt marketplace and a net-worth tracker.
The published pricing shows five tiers: approximately $9.99 to $10 per month for a stated $1,000 limit; $19.99 to $25 for $2,500; $49.99 to $50 for a $4,500 to $5,000 limit; $75 to $79.99 for $6,500 to $7,500; and $99.99 to $100 for a stated $10,000 limit. The page says there are no setup fees and no credit checks.
A reported tradeline can become part of a consumer’s credit file, but the existence of an account does not guarantee a particular score, approval or financing result. Reporting depends on accurate identity matching, furnishing practices, payment history, utilization and each bureau’s treatment of the account.
HL Hunt’s published materials do not provide independently audited score-change data, approval rates or outcome guarantees. Prospective members should confirm the exact account type, reporting cadence, fees, cancellation terms, payment obligations and what happens if a payment is late or the membership ends.
The product page is a description of HL Hunt’s offering, not a substitute for reviewing the membership agreement or obtaining independent credit and financial advice. The listed limits are stated product terms, not cash paid to the member or guaranteed borrowing capacity.