HL Hunt’s Metro 2 Reporting Software validates furnishing files against 200-plus rules

HL Hunt Financial describes its Metro 2 Reporting Software as a file-validation and furnishing tool for companies reporting consumer-credit data. The published materials say the software checks every file against more than 200 Metro 2 rules before submission to Equifax, Experian and TransUnion.

HL Hunt says the validation workflow is intended to identify formatting and data-quality problems that can lead to rejected files. File validation can reduce avoidable submission errors, but it does not by itself establish that the underlying account data is accurate, that a furnisher has a permissible purpose, or that the reporting program satisfies every legal obligation.

The AI Metro 2 pricing shown by HL Hunt lists Starter at $99 per month for up to 500 tradelines, Business at $299 per month for up to 5,000 tradelines and custom Enterprise pricing for unlimited tradelines. The company also publishes higher-volume enterprise plans starting at $2,500 per month for up to 50,000 records and $7,500 per month for up to 500,000 records, with additional per-record overage fees.

Those prices and the 200-plus rule count are company-published product details, not an independent certification of bureau acceptance or compliance. Prospective furnishers should confirm the exact rules covered, file formats, bureau-specific requirements, audit logs, data retention, support terms and treatment of rejected or corrected records.

Metro 2 validation software can support a reporting workflow; it does not transfer the furnisher’s responsibility for accurate, complete and timely information, dispute investigation or applicable consumer-reporting law. The final scope and obligations should be reviewed in the product agreement and with qualified compliance counsel.