Wirex introduces Navoka, an AI payments agent with dedicated financial tools
The invitation-only launch combines an IBAN, debit card and stablecoin wallet, according to Wirex.
Wirex announced November 12 the launch of Navoka, an AI payments agent that the company says comes with a dedicated IBAN, debit card and stablecoin wallet.
Wirex describes Navoka as a separate financial setup that can carry out tasks such as shopping, paying invoices and sending money within user-defined spending limits. The company said the service is invitation-only at launch and can be accessed through Telegram or connected AI assistants.
Delegating payment actions to an AI agent creates new questions about authorization, identity, merchant disputes, transaction reversals and account security. Spending limits can constrain exposure, but users should understand how the agent requests consent, what data it can access and how to revoke access before linking financial accounts or funding a wallet.
The launch announcement does not establish broad availability or independently tested security and reliability. Users should confirm supported regions, fees, custody and redemption terms, and the exact permissions granted to any connected assistant.