HL Hunt Personal Credit Builder reports a revolving tradeline to the three major bureaus
The membership product’s published tiers range from $9.99 to $99.99 per month, with listed credit limits from $1,000 to $10,000.
HL Hunt Financial describes Personal Credit Builder as a membership program that reports a revolving tradeline to Experian, Equifax and TransUnion. The company says enrollment does not require a hard credit check and describes the product as a way to establish payment history.
HL Hunt’s published materials list five membership tiers, ranging from $9.99 to $99.99 per month, with stated credit limits from $1,000 to $10,000. The product information also describes credit monitoring, dispute support, a net-worth tracker and access to the HL Hunt Marketplace, where members may use the credit line for purchases.
The company describes this as a membership and marketplace-restricted credit line, not a loan or a general-purpose credit card. Consumers should confirm how the tradeline is furnished, the exact payment obligations and fees for their selected tier, the marketplace purchase restrictions, and the process for cancelling or disputing account information.
Credit reporting does not guarantee a higher score, approval for other credit or improved borrowing terms. These product details and prices come from HL Hunt’s published materials and have not been independently verified by FinCrunch; consumers should review the current agreement before enrolling.