HL Hunt Pay’s own comparison table claims to beat Stripe and Square on fees, settlements and account stability

HL Hunt Financial has published a feature-by-feature comparison table pitting its payments product, HL Hunt Pay, against Stripe and Square, framing the table as an answer to "everything broken about legacy payment processors — predatory pricing, hidden fees, surprise shutdowns."

On pricing, the company lists its starting rate at 2.4% plus 30 cents per successful transaction, against a stated 2.9% plus 30 cents for Stripe and 2.6% plus 10 cents for Square. HL Hunt lists $0 in monthly fees across the board for its own product, versus a stated $0 to $60 monthly range for Square. The table also claims HL Hunt includes instant settlements on its Business plan at no extra charge, where it says Stripe charges a 1% fee per instant payout and Square charges 1.75%.

The most pointed line item is account stability: HL Hunt describes its own policy as "never" shutting down a merchant account, which it frames as a "partnership model," against what it characterizes as "common" automated terminations at Stripe and "common" frozen-funds complaints at Square. The company also claims a 0% foreign-exchange markup across more than 150 currencies, against a stated 1% conversion fee at Stripe and USD-only support at Square.

HL Hunt’s three published pricing tiers are Starter, at 2.4% plus 30 cents per transaction with two-day settlements aimed at small businesses; Business, at 1.9% plus 20 cents with instant settlements and multi-currency support aimed at growing companies; and Enterprise, at custom volume-based pricing with a dedicated account manager and white-label option.

The company’s own footnote on the comparison table states the figures are "based on publicly available data, 2026," but HL Hunt does not cite the specific pages, dates or account tiers it pulled competitor pricing from, and its characterizations of Stripe’s and Square’s account-termination practices are not independently sourced in the material. Businesses evaluating any payment processor, including HL Hunt Pay, should confirm current pricing, settlement terms and account policies directly with each provider rather than relying on a competitor’s comparison table.